RIC POLANSKY

RIC POLANSKY Apartado 734, Mojacar Playa 04638, Almeria, España. Tel: 34 950-478086 Fax: 34 950-478138 Mobile: 34 607-117174 E-Mail: ricp@bitmailer.net

''NEWSFLASH''

Mojácar Bella

Ric came to Mojacar 32 years ago and has lived and worked here ever since.
His brother discovered Mojacar, the Corner of Enchantment, back in 1964.
323 days of sunshine awaits you here, along with 3 of Spain's 19 Blue Flag
Beaches, magnificent countryside and an ideal climate for all outdoor
sports such as Golf, Tennis, Scuba Diving, Wind Surfing, Lawn Bowling,
Walking and many other activities. The area's natural beauty attracts
artists from around the world.

CONSTRUCTION ON MOJACAR-BELLA IS NOW COMPLETE:
This is without a doubt a perfect place to own an Apartment and live or
spend a holiday. Its unique position, being just 300 meters from the sea
with "breathtaking views", makes it exceptional value for both the casual
tourist (renter) and the buyer wishing for a full time residence.

Pricing is an added advantage, in that as the old Real Estate adage goes:
"If you buy well, you will always be able to sell for better". With the
advent of five new golf courses around Mojacar, our area has witnessed
terrific price increases in the last year, expect at least a further 20% in
the next nine months.

All the more reason to invest with us now.

Polansky & Associates is not just selling these Apartments, we have a
full-time Rental & Maintenance Office. We offer airport pickups, food
packages and can provide information on the best spots to eat, reduced
green fees for golf, tennis packages, special horseback treks, etc.

If you buy from us and wish to rent our main goal will be to promote
renting your Apartment during the entire year and not just during holiday
periods.

Another good reason to invest with us is that in the coming years, if you
want to up grade to a larger apartment, house or farm, as long as you
purchased from us we know you've got a quality place to bargain with. All
the new houses on Indalo Mountain II are upgrades from earlier apartment
complexes sold years ago. You can simply trade your apartment back to us
for land and a personally designed home, a larger Apartment or a Townhouse.

MOJACAR BELLA REMAINING APARTMENTS

Prices include completely fitted Kitchen, copper plumbing, double glazed
windows, aluminium window frames, communal pool, wonderful views and only
200 meters from the sea.

As you will see from the pictures, these Apartments have an ideal position,
being so close to the beach and all amenities you can manage without hiring
a car.

In addition to the above Apartments we have plenty of other properties of
all types for sale; Villas, Townhouses, Apartments, and Land close to
the sea, to build a Villa to your own specifications. We also plenty of
exciting re-sales.



EARNING A PROFIT ON YOUR APARTMENT IN SPAIN
Buying an apartment in Spain is just like investing in the sun! If you have
purchased a unit WITH GOOD VIEWS A POOL and NEAR TO THE SEA with an "after
sales service" that provides airport pickup, food packages, cleaning and
car rentals you can EXPECT a substantial return on YOUR INVESTMENT
throughout the year.

We do not take a laissez faire attitude towards renting your property out.
We expect our clients to earn a good income on their substantial
investment. We do not wait for someone to walk in the front door and plead
with us to rent them an apartment. We are aggressively marketing on the
Internet to various "activity clubs" to entice them to come to Spain and
RENT. Our Company will be soliciting directly to Air & Hang Gliding Clubs,
Scuba Diving Clubs (3 of Andalucia's 19 Blue Flag Beaches are here in
Mojacar for snorkelling and underwater activities), Golf Clubs throughout
the world to come and play on one of our FIVE NEW COURSES, Windsurfing and
Sailing Clubs, Tennis and English Lawn Bowling Clubs, etc.

EARNING A SUBSTANTIAL PROFIT ON YOUR INVESTMENT
The Spanish banks are offering mortgage facilities to our clients for 50%
of the sales price. This means that you only PAY HALF THE PURCHASE PRICE
the rest being paid by the bank who then gives you a ten year mortgage.
You can cancel whenever you want.

Here is how it works:
The average client owes approx. 9.000 Ptas. for every million Pesetas
borrowed. Therefore if he bought his place for 10.000.000 million and had
a 50% mortgage on the other 5.000.000 Ptas his PAY BACK TO THE BANK would
be approx. 45.000 Ptas per month or 540.000 Ptas. per year.

HOWEVER if the client allowed us to rent his apartment during high season
he would receive approx. 60.000 Ptas. CLEAR for the High period of eight
weeks in July-August, and for a week at Christmas and Easter. That adds up
to 600.000 Ptas income per year which more than covers your mortgage for
just ten weeks of rentals! Still leaving the owner some 42 weeks of owner´s
use or further rentals!

Further studies have proven that those chat purchased a high quality
building built to our standards the property has increased in value a
further 8-14% per year depending on size, views and proximity to the sea.

RENTALS CAN BE a clear win win situation.

MAKE THE RIGHT INVESTMENT, just 300 Meters from the beach in an
outstanding urbanisation with spectacular views .... MOJACAR-BELLA.

If you require further information or more specific plans and photos of any
of our projects, plese contact us at: ricp123@terra.es
or view us on the web at www.mojacar.co.uk (click on Ric Polansky sales).

Although I have sold seven properties this year using the facilities of the
Internet and plenty of good photographs I would prefer that you come out
and see for yourself. The cheapest flights to the area are into Alicante
which is just 1 hour 45 minutes on the Motorway. Almeria is less than
one hour's drive from Mojacar.

We look forward to hearing from you again soon.

Yours sincerely,
Jennifer Beaumont
juniper@bitmailer.net
On behalf of Ric Polansky
ricp123@terra.es

Prices include completely fitted Kitchen, copper plumbing, double glazed windows, wonderful views and only 200 meters from the sea.

Prices subject to change without prior notice

Copyright © 2000 Ric Polansky & Associates. All rights reserved.